Dreamsaver Wedding Insurance - Summary of Cover
 
 


Dreamsaver Wedding Insurance Policy Wording

Summary of Cover

Click here for PDF version of the Dreamsaver Wedding Insurance Summary of Cover

Knowing which level of cover to take out to cover your wedding can be difficult. Use the table below to compare the levels of cover offered under each section of the Dreamsaver policy to find which one meets your needs the best.


Silver Gold Amber Platinum Diamond Liability
Benefits Schedule/Cost £27 £40 £60 £85 £115 £75
1. a. Cancellation £6,000 £10,000 £15,000 £20,000 £30,000 N/A
b. Additional costs in respect of rearrangement (75% of total cost) £4,500 £7,500 £11,250 £15,000 £22,500 N/A
2. Ceremonial attire £3,000 £5,000 £6,000 £7,000 £10,000 N/A
3. Wedding gifts (maximum per item) £3,000
(£300)
£5,000
(£500)
£6,000
(£600)
£7,000
(£700)
£10,000
(£1000)
N/A
cash & vouchers in total £200 £400 £500 £600 £1,000 N/A
4. Rings, flowers, attendants gifts & the wedding cake £3,000 £5,000 £6,000 £7,000 £10,000 N/A
maximum per item (rings & gifts) £500 £1,000 £1,250 £1,500 £2,000 N/A
5. Cars & transport £3,000 £5,000 £6,000 £7,000 £10,000 N/A
6. Photography & video £3,000 £5,000 £6,000 £7,000 £10,000 N/A
7. Financial failure of wedding service suppliers £3,000 £5,000 £7,500 £10,000 £15,000 N/A
8. Personal accident - loss of sight, limb(s) or permanent total disablement £5,000 £10,000 £12,500 £15,000 £20,000 N/A
maximum payable for under 18's £1,000 £1,000 £1,000 £1,000 £1,000 N/A
9. Professional counselling £1,000 £1,000 £1,000 £1,000 £1,000 N/A
10. Essential document indemnity (overseas weddings only) £250 £500 £600 £700 £1,000 N/A
11. Legal expenses £3,000 £5,000 £7,500 £10,000 £20,000 N/A
12. Public liability for the Marrying Couple £2,000,000 £2,000,000 £2,000,000 £2,000,000 £2,000,000 £5,000,000**
13. Optional public liability for the guests * £2,000,000 £2,000,000 £2,000,000 £2,000,000 £2,000,000 £5,000,000**
14. Optional public liability extension * £5,000,000 £5,000,000 £5,000,000 £5,000,000 £5,000,000 Included
15. Optional marquee & mobile W.C. unit and event equipment extension* £20,000** £20,000** £20,000** £20,000** £20,000** N/A
event equipment single item limit £1,000 £1,000 £1,000 £1,000 £1,000 N/A
16. Optional ceremonial swords cover * £20,000 £20,000 £20,000 £20,000 £20,000 N/A
17. a. Optional increase in cancellation cover* £N/A £N/A £N/A £N/A £50,000 £N/A
b. Additional costs in respect of rearrangement (75% of total cost) £N/A £N/A £N/A £N/A £37,500 £N/A

* Subject to payment of an Additional premium as shown on your certificate. **The liability only option includes cover under sections 11 & 12 only. *** The policy limit may be increased to a maximum of £50,000 subject to payment of the appropriate additional premium as shown on your certificate.