Get Wedding Public Liability Insurance with Dreamsaver

Planning a wedding is one of the most exciting times in your life. From choosing the perfect venue to booking photographers, florists, and caterers, every detail matters. But amidst all the planning, one important consideration is often overlooked: wedding insurance. Dreamsaver wedding insurance is designed to protect the couple financially from the unforeseen circumstances, specified in the policy wording, that may adversely affect your wedding.

Alongside traditional wedding insurance for the couple, which covers wedding rings, venue cancellation, wedding costs and more, increasingly wedding venues are requiring couples to also include public liability insurance for themselves, and sometimes also their guests too, for the big day. This covers incidents that result in damage or injuries that you are legally responsible for.

What is public liability insurance for weddings?

Public liability insurance financially protects you from those unforeseen moments that can happen on a wedding day that lead to a third party being injured or third party property being damaged, and which result in the marrying couple being sued.

Without the marrying couple having public liability insurance for a wedding venue, an accident (like the one above) could result in them being sued and hit with legal fees, repair costs or even compensation claims. Accidents are rare, but can happen, so why leave it up to chance?

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Why does my wedding venue require public liability insurance?

Many wedding venues now require the couple to provide proof of wedding liability insurance for their wedding, before the booking can be confirmed. Venues want the evidence that should accidental damage or injuries occur the couple can financially deal with them, and that the venue won’t be left out of pocket.

Depending on the venue requirements, you may only need to get public liability for the wedding couple, but Dreamsaver provides the option to add additional public liability for wedding guests as well, so that they are protected in the same way as the couple are from accidents that may occur

If you’re not sure whether your venue requires this, check your venue’s booking terms and conditions – however you may decide you want the peace of mind either way!

Click below to get your Dreamsaver Wedding Insurance quote today:

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Should I get public liability insurance for my wedding anyway?

Even if public liability cover is not required by the wedding venue, wedding insurance cover is a protective measure that provides the couple and wedding party (if cover is extended to cover the guests) with the peace of mind, that you’ve done your utmost to protect yourselves in the event it could be needed.

Here are some practical examples of where public liability cover may be useful:

• A staff member gets injured (depending on the circumstances)
• A very expensive decorative feature in the venue is damaged by the marrying couple or their guests (if the guest option has been added).

Liability claims can climb into the thousands or even millions of pounds. When compared to the overall cost of your wedding, wedding insurance and public liability insurance is the peace of mind that many couples need, so you can sit back, relax and enjoy your special day.

What can Dreamsaver offer?

Dreamsaver Wedding Insurance offers 8 levels of cover, designed to suit all shapes and sizes of weddings. Our policy includes public liability insurance for the marrying couple, so if your wedding requires public liability, click below to look at a quote.

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Other key features of Dreamsaver Wedding Insurance are:

• Wedding Cancellation Cover
• Public liability insurance
• Coverage for up to 6 wedding events
• Protection against financial failure of wedding suppliers
• and much much more...

Dreamsaver insurance policy covers the marrying couple, but if you require wider wedding liability cover we also offer optional public liability extensions;

• Public liability cover for your wedding guests – You can extend your liability cover to include your loved ones, protecting them up to £2 million.
• Increased public liability cover for the marrying couple – If you’re getting married at a high value property, such as a stately home or National Trust property, we offer the option to extend your Dreamsaver Wedding insurance to £5 million. If you have selected the option to cover your guests, this cover will also increase to £5 million.

Click here to find out more about Dreamsaver Optional Wedding Public Liability Insurance

Want to see what some of our previous customers had to say about us? Check out our Feefo reviews to hear what other couples like yourselves had to say about Dreamsaver Wedding Insurance by following the link below: https://www.feefo.com/en-GB/reviews/dreamsaver-wedding-insurance

This article is for information and entertainment purposes only. It does not constitute advice in any way. The information provided here is correct at the time of writing however please check the latest policy wording here for the latest policy terms, conditions and exclusions