Public Liability Cover for Weddings

Public Liability Insurance Available with your Dreamsaver Wedding Insurance policy

Are looking for Public Liability Insurance for your Wedding? Then you are in the right place as all Dreamsaver Wedding Insurance policies offer £2 million of Public Liability cover for the Marrying Couple as standard. What's more, we offer 2 optional Public Liability extensions too.

If you need your Wedding Guests to have liability cover too then we offer a policy extension where you can extend your Public Liability cover on the policy to include your Wedding Guests. To do this, you will need to pay the appropriate additional premium and then your Guests will also benefit from Public Liability cover up to £2 million.

If £2 million Public Liability cover is not enough, maybe because you're getting married in a stately home or National Trust property (who often require a higher level of Liability cover), then Dreamsaver Wedding Insurance policies also offer a £5 million Public Liability Extension for additional peace of mind on your big day.

You can purchase this option to increase the cover for just the Marrying Couple or if you have purchased the Wedding Guest Liability Extension then they will also benefit from an increase in cover up to £5 million with this policy extension. Again, an additional premium will be required in order to add this to your standard policy.

Do you do a standalone Public Liability policy?

Previously, we had offered a Public Liability only cover for weddings. Unfortunately, this is CURRENTLY UNAVAILABLE until further notice. We do hope to re-introduce this at some point in the future for couples who have purchased another Wedding Insurance product where Public Liability cannot be extended to the guests.

Wondering how to get your Wedding Insurance policy with Public Liability? Just click the link below to get a quote today!

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What is Public Liability Cover?

Public Liability cover is there to protect you should a 3rd party be injured, or their property damaged, and they sue you. This 3rd party could be, for example, one of the wedding venue staff or caterers, who may be accidentally injured during the course of your wedding. Obviously, something such as accidental damage of property in certain venues could run to millions of pounds, hence why it is potentially a good idea to ensure you are protected in case you are found liable for the damage or injury.

Do you need Public Liability Cover if your venue doesn't specify it as a requirement?

It is certainly sensible to do so, yes. By taking out a policy with Public Liability cover, you are ensuring that should accidents (not considered normal wear and tear) happen at your wedding, you are financially protected. This means you won't be left to foot a bill that could end up being somewhere in the millions!

There would be nothing worse than someone else accidentally breaking an expensive vase or damaging rugs or walls and you being sued for damages that a) were not your fault and b) you didn't realise had happened. As such, it is always sensible to have Public Liability cover in place, even if it isn't a legal requirement, just in case something such as this occurs and then you won't be the one left to cover the cost.

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Coronavirus (COVID-19) Cover Extension - Available on Dreamsaver Wedding Insurance

Dreamsaver Wedding Insurance is one of the FIRST UK Wedding Insurance Providers to offer policies with the option to cover your wedding against cancellation or rearrangement due to either of the Marrying Couple (or a Close Relative) contracting Coronavirus, including COVID-19, within 10 days prior to the Wedding Ceremony.

Simply add the Coronavirus (COVID-19) Option when buying your policy, after selecting your level of cover.

Please see the policy wording for full terms, conditions, and exclusions.

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Please Note: Policies must be purchased a MINIMUM of 14 days before the ceremony date.

Still unsure of the level of cover you need?

Use our handy Wedding cost calculator to help decide which policy is best for you.

Most couples choose the level of cover the meets the total cost of their wedding.

Click here to use our wedding cost calculator