Wedding Insurance with Public Liability Cover

Public Liability Cover for Marrying Couples up to £5 Million


Are looking for Public Liability Insurance for your Wedding? Then you are in the right place as all Dreamsaver Wedding Insurance policies offer £2 million of Public Liability cover for the Marrying Couple as standard. What's more, we offer 2 optional Public Liability extensions too.

If you need your Wedding Guests to have liability cover too then we offer a policy extension where you can extend your Public Liability cover on the policy to include your Wedding Guests. To do this, you will need to pay the appropriate additional premium and then your Guests will also benefit from Public Liability cover up to £2 million.

If £2 million Public Liability cover is not enough, maybe because you're getting married in a stately home or National Trust property (who often require a higher level of Liability cover), then Dreamsaver Wedding Insurance policies also offer a £5 million Public Liability Extension for additional peace of mind on your big day.

You can purchase this option to increase the cover for just the Marrying Couple or if you have purchased the Wedding Guest Liability Extension then they will also benefit from an increase in cover up to £5 million with this policy extension. Again, an additional premium will be required in order to add this to your standard policy.

Public liability for the Marrying Couple* Optional Public Liability for Wedding Guests** Optional Public Liability Extension for Marrying Couple & Wedding Guest**
Silver £2 million £2 million £5 million
Pearl £2 million £2 million £5 million
Gold £2 million £2 million £5 million
Amber £2 million £2 million £5 million
Platinum £2 million £2 million £5 million
Sapphire £2 million £2 million £5 million
Ruby £2 million £2 million £5 million
Diamond £2 million £2 million £5 million

*Public Liability Cover cannot be extended beyond £2 Million for ceremonies taking places abroad. There is no Public Liability cover available for weddings taking place in the United States of America or Canada.

**Not available for weddings taking place outside of the UK.


What is Public Liability Cover?

Public Liability cover is there to protect you should a 3rd party be injured, or their property damaged, and they sue you. This 3rd party could be, for example, one of the wedding venue staff or caterers, who may be accidentally injured during the course of your ceremony. Or an accidental damage to the wedding venue, such as the marrying couple accidentally damage the furniture or decorations owned by the venue. Obviously, accidental damage of property in certain venues could run to millions of pounds, hence why it is potentially a good idea to ensure you are protected in case you are found liable for the damage or injury.

That's where Dreamsaver Wedding Insurance comes in to protect you financially should the unexpected happen on you special day. Below is a summary of our Dreamsaver Wedding Insurance Policy.

Dreamsaver Wedding Insurance Key features:

  • Public Liability Cover for the Marrying Couple ‐ up to £5 million*
  • Cancellation Cover up to £80,000
  • Financial Failure of Wedding Service Suppliers ‐ up to £22,500
  • Cover for deposits to Wedding Suppliers, even if paid before buying Cover
  • Cover for UK & Overseas Weddings and Civil Ceremonies at no extra cost

Tailor your Dreamsaver Policy:

  • Cover up to 6 events
  • Optional Public Liability Cover for Wedding Guests - up to £5 million**
  • Optional Marquee Cover (inc. mobile W/C units)cover - up to £50,000;
  • Add Coronavirus (COVID-19) Cancellation Cover

*Public Liability Cover cannot be extended beyond £2 Million for ceremonies taking places abroad. There is no Public Liability cover available for weddings taking place in the United States of America or Canada.

**Not available for weddings taking place outside of the UK.

Click Here to Quote and Buy Today!

Do you need Public Liability Cover if your venue doesn't specify it as a requirement?

It is certainly sensible to do so, yes. By taking out a policy with Public Liability cover, you are ensuring that should accidents (not considered normal wear and tear) happen at your wedding, you are financially protected. This means you won't be left to foot a bill that could end up being somewhere in the millions!

There would be nothing worse than someone else accidentally breaking an expensive vase or damaging rugs or walls and you being sued for damages that a) were not your fault and b) you didn't realise had happened. As such, it is always sensible to have Public Liability cover in place, even if it isn't a legal requirement, just in case something such as this occurs and then you won't be the one left to cover the cost.


Coronavirus (COVID-19) Cover Extension - Available on Dreamsaver Wedding Insurance

Dreamsaver Wedding Insurance was one of the FIRST UK Wedding Insurance Providers to offer policies with the option to cover your wedding against cancellation or rearrangement due to either of the Marrying Couple (or a Close Relative) contracting Coronavirus, including COVID-19, within 10 days prior to the Wedding Ceremony.

Simply add the Coronavirus (COVID-19) Option when buying your policy, after selecting your level of cover.

Please see the policy wording for full terms, conditions, and exclusions.

Click Here to Quote and Buy Today!

Please Note: Policies must be purchased a MINIMUM of 14 days before the ceremony date.

Feefo logo

Still unsure of the level of cover you need?

Use our handy Wedding cost calculator to help decide which policy is best for you. Most couples choose the level of cover the meets the total cost of their wedding. Click here to use our wedding cost calculator

Buy Your Dreamsaver Wedding Insurance Today

Prices based on Dreamsaver Wedding Insurance policy covering 2 events

NB: Policies must be purchased a minimum of 14 days before the ceremony date

Dreamsaver Wedding Insurance News

How to Avoid Unexpected Wedding Disasters

We have compiled some practical tips to help you avoid some common, and some not so common pitfalls.
Click Here to

Vote for Dreamsaver and be in with a chance to
Win £1000

Vote for Dreamsaver in this year's Insurance Choice Awards 2024 and be in with a chance of winning £1000!
Click Here to

Dreamsaver Announces Affiliate Agreement with Beautifully Covered

We are thrilled to announce the wedding dressing service, Beautifully Covered has joined the Affiliate Programme.
Click Here to