20th October 2011 by Adam
Although recently the weather has been unseasonably warm, if you are planning on getting married during the winter months, now could be a good time to purchase wedding insurance .
Last year's unprecedented winter weather increased the number weddings had to be cancelled due to the conditions. Despite this only 1 in 4 couples choose to insure their big day. Most people cannot afford to pay for their big day twice and while some elements of your wedding may allow you to rearrange to another date having wedding insurance could protect you financially from those you can't recover your money from.
Dreamsaver wedding insurance does provide wedding cancellation cover under section 1, part h if the bride & groom and the majority of the guests are unable to attend due to bad weather.
You will need to buy your wedding insurance policy in good time though as cover would be excluded if it was common knowledge at the time of purchase that it was going to snow on your wedding date, for example weather reports on Thursday stated it was going to snow on the Saturday, which is your wedding date and you purchase a Dreamaver policy on the Friday.
If you are getting married abroad , it is worth remembering, as the wintry weather last year affected numerous flights, that the Dreamsaver wedding insurance policy will only cover you for adverse weather if you have a booked arrival date at least 5 days before the ceremony. If you want your flights and accommodation covered as well then you will need to purchase a separate travel insurance policy.
We would recommend taking out wedding insurance as soon as possible, as a Dreamsaver wedding insurance policy is available from £24 with £6,000 of cancellation and can be purchased up to 2 years prior to the ceremony, giving you cover for the entire period, so no matter what mother nature has in store, you will be covered if you and your guests can't make your big day.
Please Note: Policies must be purchased a MINIMUM of 14 days before the ceremony date.
Please Note: This Article refers to an historic version of Dreamsaver Wedding Insurance policy. Policy Terms, Conditions, Exclusions and Prices may have changed. Please see the latest policy wording for more details